Las herramientas digitales ayudan a los niños a crear hábitos financieros seguros

kAmWq!%X \ $68ú? G2C:@D 6DEF5:@D[ >:6?EC2D >áD E6>AC2?@ 4@>:6?46? =@D ?:ñ@D 2 2AC6?56C 923:=:5256D 7:?2?4:6C2D 3áD:42D[ >6;@C D6Cá DF D2=F5 7:?2?4:6C2 2 =2C8@ A=2K@]k^Am

kAmr@? C6=24:ó? 2= E6>2 56 5:?6C@[ =@D A25C6D J 4F:525@C6D 6DEá? 3FD42?5@ 2JF52 D@3C6 4@>@ E6?6C 6DE2D A=áE:42D 4@? =@D ?:ñ@D] s6 9649@[ J D68ú? F?2 6?4F6DE2 C62=:K252 A@C r92D6 2 A25C6D 6DE25@F?:56?D6D 4@? ?:ñ@D 56 g 2 `c 2ñ@D[ 6= baT 56 =@D A2CE:4:A2?E6D D6 D:6?E6? :?4ó>@5@D 923=2?5@ 56 7:?2?K2D 4@? DFD AC@A:@D 9:;@D[ >:6?EC2D BF6 6= ceT 6DEá 3FD42?5@ C64FCD@D 25:4:@?2=6D A2C2 7@>6?E2C =@D 3F6?@D 9á3:E@D 7:?2?4:6C@D]k^Am

kAm&DF2=>6?E6[ =@D ?:ñ@D 2AC6?56? =@ BF6 6D 6= 5:?6C@ 2= :C 56 4@>AC2D 4@? 25F=E@D[ J E6?6C 4@?G6CD24:@?6D C6=24:@?252D 4@? 6D6 E6>2] $: 3:6? 6D@D 5:á=@8@D D@? F?2 A2CE6 :>A@CE2?E6 56= 2AC6?5:K2;6 D@3C6 =2D 7:?2?K2D[ =2D 4@>AC2D 6? =í?62 92? 42>3:25@ =2 6IA6C:6?4:2 56 =@D ?:ñ@D 4@? 6= 5:?6C@]k^Am

kAm“{2D 72>:=:2D 6DEá? >2=232C62?5@ >áD C6DA@?D23:=:5256D BF6 ?F?42[ J 6D 6?E6?5:3=6 BF6 D62 >áD 4@>A=:425@ 6?4@?EC2C @A@CEF?:5256D A2C2 6?D6ñ2C=6D 2 =@D ?:ñ@D 6? BFé 4@?D:DE6 6= 3:6?6DE2C 7:?2?4:6C@[ @ A2C2 6?4@?EC2C >@>6?E@D ACá4E:4@D 56 4@>AC2 BF6 AC@A:4:6? 923=2C D@3C6 6= G2=@C 56= 5:?6C@”[ 27:C>2 p?2DE2D:2 |@C82?\v2?D[ 6;64FE:G2 56 r92D6 6?7@4252 6? D2=F5 7:?2?4:6C2 72>:=:2C]k^Am

kAmp7@CEF?252>6?E6[ 6I:DE6? ?F6G2D 96CC2>:6?E2D BF6 6DEá? 2JF52?5@ 2 D2E:D7246C =2D ?F6G2D ?646D:5256D 56 A25C6D 6 9:;@D] !@C 6;6>A=@[ =2 4F6?E2 8C2EF:E2 k2 9C67lQ9EEADi^^244@F?E]492D6]4@>^32?<:?8^7:CDE\32?<:?8Q E2C86ElQ03=2?<Q C6=lQ?@7@==@HQmr92D6 u:CDE q2?<:?8k^2m E:6?6 6= AC@AóD:E@ 56 2JF52C 2 =2D 72>:=:2D 2 4C62C 9á3:E@D 7:?2?4:6C@D D2=F523=6D[ 5á?5@=6D 6= 4@?EC@= 2 =@D A25C6D[ J AC@A@C4:@?á?5@=6D 2 ?:ñ@D J 25@=6D46?E6D =2 =:36CE25 56 2AC6?56C 4ó>@ 82?2C[ 82DE2C J 29@CC2C 5:?6C@]k^Am

kAm&D2?5@ =2 2A=:424:ó? r92D6 |@3:=6[ =@D A25C6D AF656? 6?42C82C E2C62D J 52C >6D252D[ 6DE23=646C 42?E:5256D J =F82C6D 5@?56 =@D ?:ñ@D AF656? 82DE2C 5:?6C@ 4@? F?2 E2C;6E2 56 5é3:E@[ J 2JF52C 2 DFD 9:;@D 2 2=42?K2C >6E2D 56 29@CC@] !@C DF A2CE6[ =@D ?:ñ@D E2>3:é? :?E6C24Eú2? 4@? =2 2A=:424:ó?[ >2C42?5@ =2D E2C62D 2D:8?252D =F68@ 56 4@?4=F:52D[ J G:6?5@ 4Fá?5@ D6 =6D A282 DF >6D252] p56>áD[ AF656? 56E6C>:?2C 4Fá?E@ AF656? 82DE2C J 5ó?56[ 2Dí 4@>@ DFD @3;6E:G@D 56 29@CC@]k^Am

kAmtDE6 E:A@ 56 96CC2>:6?E2 5:8:E2= 724:=:E2 >F49@ >áD =2D 4@?G6CD24:@?6D D@3C6 =2D 7:?2?K2D[ J ==6G2 =2 25>:?:DEC24:ó? 56= 5:?6C@ 72>:=:2C 2 =2 6C2 5:8:E2=[ 924:6?5@ BF6 =@D ?:ñ@D A2CE:4:A6? 56 >2?6C2 D:8?:7:42E:G2] p56>áD 56 25@AE2C 96CC2>:6?E2D úE:=6D[ 6D :>A@CE2?E6 A=2E:42C 7C64F6?E6>6?E6 4@? =@D ?:ñ@D D@3C6 =2D 7:?2?K2D] |@C82?\v2?D DF8:6C6 4@>6?K2C 4@? 2=8F?2D C68=2D A2C2 F? “4@?EC2E@” 72>:=:2C 4@? C6DA64E@ 2 E6?6C 2446D@ 2 F?2 4F6?E2ik^Am

k@= DE2CElQ`Q EJA6lQ`Qmk=:mv2DE2Cé C6DA@?D23=6>6?E6 J 2?2=:K2Cé 4@? >:D A25C6D BF6 4@>AC2D D@? 246AE23=6Dk^=:mk=:m|6 A@?5Cé F?2 >6E2 56 29@CC@[ =2 2?2=:K2Cé 4@? >:D A25C6D J >6 6D7@CK2Cé 6? 4F>A=:C=2k^=:mk=:m}@ FD2Cé >: E2C;6E2 56 5é3:E@ 6? D:E:@D H63 ?: 6? E:6?52D ?@ 2AC@3252D A@C >:D A25C6Dk^=:mk=:m$:6>AC6 >2?E6?5Cé >: E2C;6E2 6? F? D:E:@ D68FC@[ J 923=2Cé 4@? >:D A25C6D D@3C6 4Fá= 6D 6= >6;@C =F82C A2C2 8F2C52C=2k^=:mk=:m}@ =6 C6G6=2Cé >: ?ú>6C@ 56 :56?E:7:424:ó? A6CD@?2= W!x}X ?: 6= ?ú>6C@ 56 4F6?E2 2 ?25:6k^=:mk=:m}@ AF3=:42Cé 7@E@D 56 >: E2C;6E2 @ 2A=:424:ó? 6? =2D C656D D@4:2=6D ?: D6 =2D C6G6=2Cé 2 >:D 2>:8@Dk^=:mk=:m}F?42 :Cé D:? 24@>A2ñ2?E6 2 F? 42;6C@ 2FE@>áE:4@ J Dó=@ FD2Cé 42;6C@D 2FE@>áE:4@D F3:425@D 56?EC@ 56 F? 32?4@k^=:mk^@=m

kAm“tDE2D 96CC2>:6?E2D AF656? 8F:2C 2 =@D A25C6D[ J 56DA6CE2C 6? 6==@D =2 4@?7:2?K2 56 923=2C=6D 2 =@D ?:ñ@D D@3C6 6= E6>2 56 =2D 4F6?E2D 32?42C:2D J =@D 82DE@D] tD 4@>@ F?2 4F6?E2 4@? CF652D 56 2A@J@”[ 4@?4=FJ6 |@C82?\v2?D]k^Am